Careful! It’s a TRAP! Holiday Loans, beware!

My partner recently got a flyer-postcard in the mail from a company offering folks “loans” for the holiday so they could have the funds to purchase gifts for their loved ones. I had to do a double-take and shake my head, not to mention I was a little upset at this ploy.

A lot of folks are already in debt. Lots of folks are STILL recovering from the recession or they just are barely making enough to scrape by with how things have been in the economy. “Let’s help them be MORE in-debt by offering them loans!” *Phoney Big grin with two thumbs up, then frowny face* Ye-ah, no.

Folks, please – for the love of all things pure, sacred and holy, don’t fall for this load of horse manure. It’s really just a trick. You DON’T need it!

This time of year is supposed to be about family, togetherness, kindness, compassion and tender moments. It is more than just “material” based goods. Physical gifts are a simple perk. They aren’t necessary to enjoy this time of year.

If you are so worried about giving something, try a thoughtful card with one of your favorite quotations. Or try making a hand-made-home-made ornament. Perhaps learn a song someone in your family really loves and sing it for them. There are other ways you can show you care and give a “gift” of sorts to someone. Sometimes gifts aren’t always physical either, sometimes they are intangible.

Those are often the best gifts because they touch our souls and often last past the moment in which they were commenced, performed or otherwise. Those are the best. If you truly, absolutely, have nothing to give. Please don’t sweat it! Those who are your true friends and family should and WILL understand your circumstance. They shouldn’t need a physical gift to confirm why you are so special to them or worth having in their life. That should already come on its own.

They should be grateful for what they have and so should you. This truly is a time of also being grateful for what we do have. So think on that for a while.

This Holiday season I urge and implore you, don’t fall for the hype and get yourself a loan. Forget the “peer-pressure“. Do what’s right for you. Do what is within your means to do. And have a wonderful holiday season!

Thank you for reading as always. Much love and gratitude.

If you have an idea for a blog topic, comment, question, idea, feel free to share below in the comments section!

~Infinite love and gratitude, Namaste~

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