Careful! It’s a TRAP! Holiday Loans, beware!

My partner recently got a flyer-postcard in the mail from a company offering folks “loans” for the holiday so they could have the funds to purchase gifts for their loved ones. I had to do a double-take and shake my head, not to mention I was a little upset at this ploy.

A lot of folks are already in debt. Lots of folks are STILL recovering from the recession or they just are barely making enough to scrape by with how things have been in the economy. “Let’s help them be MORE in-debt by offering them loans!” *Phoney Big grin with two thumbs up, then frowny face* Ye-ah, no.

Folks, please – for the love of all things pure, sacred and holy, don’t fall for this load of horse manure. It’s really just a trick. You DON’T need it!

This time of year is supposed to be about family, togetherness, kindness, compassion and tender moments. It is more than just “material” based goods. Physical gifts are a simple perk. They aren’t necessary to enjoy this time of year.

If you are so worried about giving something, try a thoughtful card with one of your favorite quotations. Or try making a hand-made-home-made ornament. Perhaps learn a song someone in your family really loves and sing it for them. There are other ways you can show you care and give a “gift” of sorts to someone. Sometimes gifts aren’t always physical either, sometimes they are intangible.

Those are often the best gifts because they touch our souls and often last past the moment in which they were commenced, performed or otherwise. Those are the best. If you truly, absolutely, have nothing to give. Please don’t sweat it! Those who are your true friends and family should and WILL understand your circumstance. They shouldn’t need a physical gift to confirm why you are so special to them or worth having in their life. That should already come on its own.

They should be grateful for what they have and so should you. This truly is a time of also being grateful for what we do have. So think on that for a while.

This Holiday season I urge and implore you, don’t fall for the hype and get yourself a loan. Forget the “peer-pressure“. Do what’s right for you. Do what is within your means to do. And have a wonderful holiday season!

Thank you for reading as always. Much love and gratitude.

If you have an idea for a blog topic, comment, question, idea, feel free to share below in the comments section!

~Infinite love and gratitude, Namaste~

Daily Prompt Response: Right to Health

Is access to medical care something that governments should provide, or is it better left to the private sector? Are there drawbacks to your choice?

Health Insurance Does Not Insure Health

Health Insurance Does Not Insure Health (Photo credit: SavaTheAggie)

Note: Formatting may be screwy. Not my fault.

I know this is a Daily Prompt but it’s a very good one I’ve meant to address for some time now but with regard to the Obama-care (Universal American Healthcare Act) that was enacted. However, I haven’t had the time or been able to make the time to do the adequate legwork, I feel, to argue my points adequately just yet. I’m working on that when and where I can (You’ll most likely see some of that here).

However, this Daily Prompt from The Daily Post has given me a pretty wonderful opportunity to still discuss the idea of something like a Universal Healthcare plan if at all, what would be the pros and cons of such a choice. So good topic choice Daily Post!

Note: I know I’m late with this but I’ve been sick for almost a week. Cut me a break people. I’m busy playing catch-up on topics. 😛 More

Local Hidden Treasures – Cove Crystals

Today I’m switching gears once more toward something local of my hometown of Shelton, WA. I also have a special treat planned for the end of this blog. So be sure to check it out.

If you live in Shelton, WA you know that most of the businesses here are “Small Businesses” run, owned and operated by locals who are either 1st generation, 2nd Gen, 3rd Gen or maybe even older. We do also have some of your stereotypical “Chain Businesses” as well in our hometown, one of which in particular helped and killed the local economy (Wal-Mart) to a far extent, along with the Recession (or if you know better “Depression”). More

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